Thirty-six percent (36%) of small businesses have an SEO strategy, and 38% more plan to invest in SEO in the future, according to a new survey from Clutch, the leadings B2B research, ratings, and reviews company.

Small business owners often don’t understand the full cost of the money they are borrowing, reports US News. Understanding APR and factor rates can prevent you from taking out a loan that your business can’t afford.

According to Fox Business, unemployment remains low so small businesses are having a harder time finding employees, however, small businesses can be more flexible in their hiring practices than larger companies.