While a paycheck is the ultimate benefit of being gainfully employed, it is not enough to retain the best and the brightest, even when the U.S. unemployment rate hovers just over six percent. Not surprisingly, health insurance and retirement plans are the most widely requested and supplied employee benefits. In fact, in 2013, employer-provided medical insurance was available to 86 percent of the full-time, privately employed workforce while retirement benefits were available to 74 percent of full-timers, according to the U.S. Bureau of Labor Statistics.
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