Although, the new Windows RT tablets come pre-loaded with Office Home & Student, businesses may not be able to use it commercially unless an additional license is purchased, reports ZD Net. That is because Microsoft expressly states that Office Home & Student is not for use in commercial, nonprofit or revenue generating activities.

According to Forbes, there are three revenue thresholds for small businesses that signify a need to institute a change.

The National Federation of Independent Business, reports Medill Chicago, shows an overall decline in optimism among small business owners in September.