When you own your own business, there may come a point when running your company requires you to spend a good chunk of change. Most start-ups and even successful enterprises may not have enough liquid cash to afford the price tag of equipment, goods, or real estate up front. You may need financing.

In the old days, candidates mailed paper resumes to apply for jobs, HR culled through piles of resumes to identify potential hires, and copies were sent to hiring managers to review for interviewing. Then along came technology, and the process changed.

If you’ve ever gone on vacation and returned feeling renewed, then you’ll understand the popularity of a small business retreat. The concept of leaving the office behind and bringing the team to an off-site, special destination follows the same vein as a vacation. A retreat offers the chance for a team to refresh and return to work in a better state of mind.