Your friend gets laid off of work and is unable to pay her rent for September. You offer to lend him the money as long as he pays you back at a later date. While you don’t want to go through the process of hiring a lawyer to draft a loan document; you feel uncomfortable giving her the money without a signed agreement in place. This is a perfect example of how a promissory note can be effective.

In light of the recent mass shootings in El Paso, TX and Dayton, OH you may be asking the question- would your company know what to do in an active shooter situation? If not, it might be time to put a response plan in place to give you and your employees the best chance at survival. According to the FBI, 45% of all active shooting situations occur in commercial places such as the workplace. While the likelihood of it happening in your workspace is low – an official policy should be standard protocol just like an evacuation plan. Diego Redondo, former FBI special agent and director of public safety and risk management at John Jay College of Criminal Justice recommends that every business should practice a response plan just as they do a fire drill or an evacuation route to ensure the best possible outcome.

When I login to LinkedIn from my phone I’m asked if I want to download the app for a better user experience. I click “no” and move on. As I continue to browse the internet from my smart phone, I get asked this question 2 or 3 more times.  In addition, the last time I went to a concert it wasn’t as easy as taking a screenshot of my mobile tickets. Instead I had to download Ticketmaster’s app to pull up my tickets.