Small business owners are feeling optimistic, reports NWI.com. The Federal Reserve’s Small Business Credit Survey found 66 percent of business owners anticipate positive revenue growth in the next year.

According to Small Business Trends, health insurance costs top worries for small business owners. Of those surveyed, 53% count the cost of providing health insurance for their employees as their top concern.

Businesses have their own credit scores, reports Forbes. And, it is important to separate your personal assets from your business assets.