Unfortunately the burden of health care and medical insurance has many faces.  One that is of great concern today is the soaring financial cost of illness itself. For instance, during a recent year, 500 million workdays were lost in Europe because of sickness.  And the situation is similar in the US.

Investing in a CRM (Customer Relationship Management) application to store your customer data is a wise decision. While the expense and headache from moving from whatever system that you are currently using, whether that be spreadsheets or calendars, can show some growing pains, in the end you will find that your investment of time and money will pay off in a streamlines and secure method for tracking your customers and sales. Gone will be the days of "where did I leave that business card" and tedious tracking of sales to determine when you need to preemptively call on your customers.

As a small business owner you might wish to provide medical insurance for yourself and your employees. If you don't currently have medical insurance or if you do have insurance but you are wondering if you can find a better deal with another company then the task of shopping for medical insurance might be one that you would like to make as easy and as painless as possible. After all, medical insurance is not cheap these days and the prices rarely, if ever, drop.